The best time to address your insurance needs is when you are young, healthy, and can afford it. We will analyze your current needs as dictated by your goals in life and put in place products that will guarantee your income in the event of a death, disability, or sickness.
Your need for life insurance does not typically end at retirement. You must consider the impact of taxes on your retirement funds or estate. Also, few people consider the loss of government benefits or pension on the death of a spouse. Life insurance is the only method to guarantee these shortfalls can be addressed when dollars are needed most.
We shop the market to make sure you get the best value for the dollars you spend at no cost to you.