Here’s a thought, retirement doesn't’t mean the end- it doesn't mean an end of self-importance or purpose, it just means a new chapter—a paradigm shift of what life is beyond long days, and meetings, and bosses.
Today we’d like to share a planning exercise we use with prospects to help them understand the concepts of estate planning and life insurance.
Here's the scenario:
Imagine for just a moment that something terrible had happened yesterday.
Ready for a few scary statistics?
1 in 19,000 houses catch fire annually.
1 in 1,700 people will get in a car accident with repairs costing more than $3,000 this year.
1 in 78 people will die before age 65 this year.
1 in 16 people will become disabled before age 65 this year.
Everyone has a dream vacation spot. “One day, I’ll get to go there” they think to themselves. This article will hopefully help you get you there! You see, without a plan to save, most will never start and most will be forced to continue to daydream. We don’t want that! You work hard for your money and we want to help ensure you spend it on the things you want!
The 2015 Retirement Confidence Survey revealed that only 24% of today’s workers are very confident that they will have enough money to live comfortably throughout their retirement years.
Record keeping doesn’t have to be difficult. Now that tax season is over, we’re sure you can see the value in keeping your records organized (and the stress it causes when they aren’t!) Implementing a file system is very easy. As soon as you receive mail – open it, file it, and POOF! You’re done.
There comes a point in life where you want to begin sharing or gifting all the things you’ve collected over the years—stories, wisdom, financial wealth, etc. And unlike the Ancient Egyptians believed, you cannot take your worldly goods with you when your light goes out.
Few consumer products are the object of a love/hate relationship as life insurance. The thought of buying life insurance is not something that most like to think about, yet, if it is done right, it can provide the greatest peace-of-mind a person can have. The key is to do it right.
For some a car is simply a means of getting from point A to point B; for others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for others, but whatever your level of affinity toward automobiles is, there comes a time where just about everyone needs to start shopping for a new (or used) one; but, don’t run down to the local dealership just yet.